Workers Compensation Terms and Definitions

Permanent Disability (PD) Any residual disability that impairs your ability to compete in the open labor market after you become permanent and stationary. Temporary Patial Disability (TPD) A wage replacement benefit that may be paid when you return to work but at less than full earnings. Sometimes referred to as Wage Loss. Wage Loss Temporary disability benefits that may be paid when an employee returns to work at less than full earnings. Also known as Temporary Partial Disability (TPD). Summary Rating Reconsideration An administrative procedure to object to the Summary Permanent Disability Rating issued by the DWC Disability Evaluation Unit. The request must be made within 30 days of receipt of the summary rating. Claims Administrator This is the term for insurance companies and others who handle your workers' compensation claim. Compromise and Release (C&R) Generally, a final settlement of your workers' compensation case where the parties agree on a single lump sum payment. It usually settles all outstanding issues except for future vocational rehabilitation. Application for Adjudication of Claim (Application or App) Filing this form establishes a case before the Workers' Compensation Appeals Board (WCAB). A WCAB case number will be assigned. Stipulation with Request for Award (Stip): A settlement where the parties agree on the terms of an award. It may include any future medical treatment. Payment takes place over time. Agreed Medical Examiner (AME) A physician selected by your attorney and the claims administrator who conducts a medical evaluation and submits a comprehensive report to the parties. Vocational Rehabilitation This benefit assists qualified injured workers in returning to work.

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	Did You Know?
	OSHA has developed final "Guidelines for Preventing Workplace Violence OSHA has developed final "Guidelines for Preventing Workplace Violence for Health Care and Social Service Workers" and draft guidelines for night retail establishments. The intent of the guidelines is to educate employers on finding ways to provide a more secure work environment. Consequently, OSHA hopes that employers will voluntarily implement workplace violence protection programs. Workplace violence has emerged as an important safety issue in today's workplaces. According to the Bureau of Labor Statistics (BLS) fatality data, assaults and violent acts caused 20 percent of the fatal occupational injuries in the United States in 1994.